Introduction
These terms and conditions govern your use of this website; by using this website, you accept these terms and conditions in full. If you disagree with these terms and conditions or any part of these terms and conditions, you must not use this website.
You must be at least 18 years of age to use this website. By using this website and by agreeing to these terms and conditions you warrant and represent that you are at least 18 years of age.
This website uses cookies. By using this website and agreeing to these terms and conditions, you consent to My Financial Picture & Insurance Services, PLLC use of cookies in accordance with the terms of My Financial Picture & Insurance Services, PLLC cookies policy.
Cookies
Like most interactive websites My Financial Picture & Insurance Services, PLLC website uses cookies to enable us to retrieve user details for each visit. Cookies are used in some areas of our site to enable the functionality of this area and ease of use for those people visiting. Some of our affiliate partners may also use cookies.
Log Files
We use IP addresses to analyze trends, administer the site, track user’s movement, and gather broad demographic information for aggregate use. IP addresses are not linked to personally identifiable information. Additionally, for systems administration, detecting usage patterns and troubleshooting purposes, our web servers automatically log standard access information including browser type, access times/open mail, URL requested, and referral URL. This information is not shared with third parties and is used only within this Company on a need-to-know basis. Any individually identifiable information related to this data will never be used in any way different to that stated above without your explicit permission.
Link to this Website
You may not create a link to any page of this website without our prior written consent. If you do create a link to a page of this website you do so at your own risk and the exclusions and limitations set out above will apply to your use of this website by linking to it.
Links from this Website
We do not monitor or review the content of other party’s websites which are linked to from this website. Opinions expressed or material appearing on such websites are not necessarily shared or endorsed by us and should not be regarded as the publisher of such opinions or material. Please be aware that we are not responsible for the privacy practices, or content, of these sites. We encourage our users to be aware when they leave our site & to read the privacy statements of these sites. You should evaluate the security and trustworthiness of any other site connected to this site or accessed through this site yourself, before disclosing any personal information to them. This Company will not accept any responsibility for any loss or damage in whatever manner, howsoever caused, resulting from your disclosure to third parties of personal information.
License to use website
Unless otherwise stated, My Financial Picture & Insurance Services, PLLC owns the intellectual property rights in the website and material on the website. Subject to license verification, all these intellectual property rights are reserved.
You may view, download for caching purposes only, and print pages from the website for your own personal use, subject to the restrictions set out below and elsewhere in these terms and conditions.
Where content is specifically made available for redistribution, it may only be redistributed within your organization
Acceptable use
You must not use this website in any way that causes, or may cause, damage to the website or impairment of the availability or accessibility of the website; or in any way which is unlawful, illegal, fraudulent or harmful, or in connection with any unlawful, illegal, fraudulent or harmful purpose or activity.
No warranties
This website is provided “as is” without any representations or warranties, express or implied. My Financial Picture & Insurance Services, PLLC makes no representations or warranties in relation to this website or the information and materials provided on this website.
Without prejudice to the generality of the foregoing paragraph, My Financial Picture & Insurance Services, PLLC does not warrant that:
- this website will be constantly available, or available at all; or
- the information on this website is complete, true, accurate or non-misleading.
Nothing on this website constitutes, or is meant to constitute, advice of any kind. If you require advice in relation to any matter you should consult an appropriate professional.
Limitations of liability
My Financial Picture & Insurance Services, PLLC will not be liable to you (whether under the law of contact, the law of torts or otherwise) in relation to the contents of, or use of, or otherwise in connection with, this website:
- to the extent that the website is provided free-of-charge, for any direct loss;
- for any indirect, special or consequential loss; or
- for any business losses, loss of revenue, income, profits or anticipated savings, loss of contracts or business relationships, loss of reputation or goodwill, or loss or corruption of information or data.
These limitations of liability apply even if My Financial Picture & Insurance Services, PLLC has been expressly advised of the potential loss.
Reasonableness
By using this website, you agree that the exclusions and limitations of liability set out in this website disclaimer are reasonable.
If you do not think they are reasonable, you must not use this website.
Other parties
You accept that, as a limited liability entity, My Financial Picture & Insurance Services, PLLC has an interest in limiting the personal liability of its officers and employees. You agree that you will not bring any claim personally against My Financial Picture & Insurance Services, PLLC officers or employees in respect of any losses you suffer in connection with the website.
Without prejudice to the foregoing paragraph, you agree that the limitations of warranties and liability set out in this website disclaimer will protect My Financial Picture & Insurance Services, PLLC officers, employees, agents, subsidiaries, successors, assigns and sub-contractors as well as My Financial Picture & Insurance Services, PLLC.
Unenforceable provisions
If any provision of this website disclaimer is, or is found to be, unenforceable under applicable law, that will not affect the enforceability of the other provisions of this website disclaimer.
Indemnity
You hereby indemnify My Financial Picture & Insurance Services, PLLC and undertake to keep My Financial Picture & Insurance Services, PLLC indemnified against any losses, damages, costs, liabilities and expenses (including without limitation legal expenses and any amounts paid by My Financial Picture & Insurance Services, PLLC to a third party in settlement of a claim or dispute on the advice of My Financial Picture & Insurance Services, PLLC legal advisers) incurred or suffered by My Financial Picture & Insurance Services, PLLC arising out of any breach by you of any provision of these terms and conditions, or arising out of any claim that you have breached any provision of these terms and conditions.
Variation
My Financial Picture & Insurance Services, PLLC may revise these terms and conditions from time-to-time. Revised terms and conditions will apply to the use of this website from the date of the publication of the revised terms and conditions on this website. Please check this page regularly to ensure you are familiar with the current version.
Assignment
My Financial Picture & Insurance Services, PLLC may transfer, sub-contract or otherwise deal with My Financial Picture & Insurance Services, PLLC rights and/or obligations under these terms and conditions without notifying you or obtaining your consent.
You may not transfer, sub-contract or otherwise deal with your rights and/or obligations under these terms and conditions.
Severability
If a provision of these terms and conditions is determined by any court or other competent authority to be unlawful and/or unenforceable, the other provisions will continue in effect. If any unlawful and/or unenforceable provision would be lawful or enforceable if part of it were deleted, that part will be deemed to be deleted, and the rest of the provision will continue in effect.
Entire agreement
These terms and conditions constitute the entire agreement between you and My Financial Picture & Insurance Services, PLLC in relation to your use of this website, and supersede all previous agreements in respect of your use of this website.
Law and jurisdiction
These terms and conditions will be governed by and construed in accordance with the Laws of United States of America and any disputes relating to these terms and conditions will be subject to the exclusive jurisdiction of the courts of the United States of America for international users residing outside the United States of America.
This Agreement is made in the state of Texas and its validity construction and effect shall be governed by the laws of the state of Texas applicable to agreements entered and wholly performed therein. The Texas courts (State and Federal), shall only have jurisdiction if any controversies regarding this Agreement; and any action or other proceeding which involves such a controversy will be brought in those courts and not anywhere else.
